So you’re building a home.
Most construction journeys begin with bright-eyed and bushy-tailed lovebirds dreaming of creating the perfect space to raise the family in a state of domestic bliss. Fast forward six months and our lovebirds have aged 10 years, call each other by their first names instead of ‘snookums’, and pepper their conversations with exhortations of “never again”.
It doesn’t have to be like this though. If you know the process and everyone does their job, your journey can be painless and exciting. Our goal is to relieve you of the finance-related stress. Let us deal with that so you can focus your attention on the actual building of your love nest and the colour of your benchtops.
When it comes to getting a loan to build a home, not all banks are equal. Some don’t do construction finance at all, some do it terribly and some do it really well. It’s my job to navigate through the chaff and guide you to a reliable lender that will make the journey as seamless as possible.
As the preferred referral partner of a few developers and builders, we have done hundreds of construction loans over the years. We don’t just organise the loan for you, we also manage the progress payments right through to handover to make sure the builder gets paid and you get the keys lickety-split.
We’ve done that many construction loans and have been asked every possible question by our clients that we wrote a comprehensive 30-page guide to construction finance, not written in Nerdlish, so everyone can understand it. It spells out the various stages of funding, who is responsible for what at each stage and includes a variety of tips for people just starting out on the journey. All our construction clients get a copy of the guide and because you made it all the way to the end of this page, you should get one too.